Estate planning often focuses on tangible assets such as real estate, investment accounts, and personal property. But today, many people also have valuable digital assets that deserve the same attention. Without a plan, loved ones may struggle to access important accounts or preserve digital property after you’re gone. Start by creating an inventory of your […]
Grandparents leave behind more than fond memories and family traditions. You also pass along values that shape how future generations think. Through conversations, shared experiences, and everyday actions, you can help grandchildren build financial habits that last a lifetime. Here are a few values worth sharing: We take care of what we own. If a […]
Most articles on inheritance focus on those leaving the assets behind, covering trusts, estates, and leaving a legacy. But what about the person on the receiving end? Inheriting money can feel overwhelming, especially during an already emotional time. Here’s a few thoughts to keep in mind. Hit Pause on Major Decisions Your first instinct after […]
If you’re a parent or grandparent reviewing child savings account options, you’ve probably heard about Trump Accounts. Created under the One Big Beautiful Bill Act and signed into law in July 2025, they’re a new federal investment vehicle for children, with a notable hook: a $1,000 government seed deposit for eligible newborns.5 The question worth […]
Ask any happy retiree what they love most about this stage of life, and you’ll rarely hear them talk about their daily routine. They’ll talk about the Tuesday afternoon they drove three hours to see an old friend, the impromptu dinner with neighbors who texted at 5 p.m., or the morning they decided to skip […]
When the stock market drops, the instinct is to act: sell before things get worse, sit in cash until conditions stabilize, and buy back in when the dust settles. It feels logical, but it almost never works out that way. Over the years, we’ve seen this pattern repeat across a variety of investors. They might […]
For decades, when someone asked, “What do you do?” the answer was easy. You were a teacher, a surgeon, an engineer, a business owner. The job was a shorthand for who you were, and you didn’t have to think much about it. Identity in retirement starts with a small but surprisingly weighty question: what do […]
Transitioning from a lifelong career into retirement is exciting. It can also be disorienting. The structure, schedule, and sense of purpose that once shaped your days are suddenly gone, replaced by open time that doesn’t always feel as freeing as expected. Without something to anchor it, that freedom can quickly turn into a lack of […]
Retirement opens up the time to try new things. The question is what to do with that time. Gardening in retirement has become one of the most popular answers, and for good reason. It gets you outside, gives you something to tend to each day, and produces results you can see. And in the case […]
